Insurance

We Accept a Wide Range of PPO Dental Insurance Plans

We’re in-network with many popular PPO dental plans. This means lower out-of-pocket costs, streamlined billing, and more comprehensive coverage for the services you need to maintain a healthy smile.

Aetna Dental PPO Provider in Manhattan

If you're insured through Aetna, Modern Dental of Manhattan is your local in-network provider. As an Aetna dental PPO provider in Manhattan, we offer routine checkups, cleanings, X-rays, fillings, crowns, and more—all typically covered under Aetna’s PPO plans. We make it easy to understand what your plan includes and help you navigate your benefits.

Cigna PPO Dental Provider in Manhattan

Our office is proud to be a Cigna PPO dental provider in Manhattan, helping patients receive quality care at affordable rates. Cigna dental PPO plans often include preventive services at no cost to the patient and partial coverage for restorative treatments like fillings and root canals. We'll help you understand what’s covered so you can make the most of your insurance.

MetLife PPO Dental Provider in Manhattan

As a trusted MetLife PPO dental provider in Manhattan, we make dental care simple and accessible. MetLife plans typically cover preventive visits, such as exams and cleanings, and provide substantial savings on procedures like extractions, periodontal care, and prosthodontics. Let us handle the paperwork so you can focus on your oral health.

Guardian Dental Insurance PPO Provider in Manhattan

If you’re covered by Guardian, you’re in great hands. We’re a Guardian dental insurance PPO provider in Manhattan with years of experience helping patients use their benefits effectively. Guardian plans usually include coverage for preventive, basic, and major dental procedures. Our team ensures seamless communication with Guardian for pre-authorizations and claims.

Principal Dental PPO Provider in Manhattan

We are also a Principal dental PPO provider in Manhattan, offering comprehensive care to patients enrolled in Principal dental insurance plans. Whether you need a simple cleaning or a more advanced procedure like a bridge or crown, we’ll verify your coverage and make sure you know your options.

Additional Insurance Plans Accepted

At Modern Dental of Manhattan, we go beyond just the big names—we also accept several other plans that serve union workers and public employees.

CSEA Dental Provider in Manhattan

We’re honored to serve as a CSEA dental provider in Manhattan, providing care to civil service employees across the city. CSEA plans typically cover preventive visits, basic procedures, and some major services. We help members navigate their benefits and understand their eligibility for services like scaling and root planing, fillings, and more.

Empire PPO Dental Provider in Manhattan

As a participating Empire PPO dental provider in Manhattan, we welcome patients with Empire BlueCross BlueShield dental insurance. Empire PPO plans provide broad access to both preventive and advanced dental treatments. Our staff will walk you through what’s included in your plan and help you schedule care with minimal out-of-pocket expenses.

Local 3 Dental Plan Provider in Manhattan

We proudly support Local 3 union members as a Local 3 dental plan provider in Manhattan. These plans offer excellent dental benefits, including preventive and restorative services. We’re familiar with the details of the Local 3 dental plan and ensure members receive the treatment they need with proper documentation and support.

How to Verify Your Insurance Coverage

Not sure if your plan is accepted? Verifying your coverage is quick and easy. Simply give us a call or fill out our secure online form.

To speed up the process, please have the following information ready:

  • Your full name and date of birth
  • Insurance provider and plan name
  • Member ID or policy number
  • Employer (if applicable)


Our friendly team will confirm your eligibility and explain your coverage in plain terms. We also offer flexible scheduling and fast onboarding for new patients with PPO plans.

Why Choose Modern Dental of Manhattan for Your PPO Dental Needs?

Choosing the right dental provider can make all the difference in your health and experience. At Modern Dental of Manhattan, we combine modern technology with personalized, compassionate care to give every patient the attention they deserve.

Here’s why our patients trust us:

  • In-network with top PPO providers including Aetna, Cigna, MetLife, Guardian, Principal, Empire, CSEA, and Local 3
  • Experienced team of board-certified dentists and hygienists
  • State-of-the-art technology for accurate diagnosis and comfortable treatments
  • Convenient Midtown Manhattan location near major transit hubs
  • Flexible appointment scheduling including evenings and weekends
  • Bilingual staff and a welcoming environment for all patients


We believe everyone deserves excellent dental care—let us help you get the most from your insurance.

PPO Dental Insurance FAQ

Q: What is a PPO dental insurance plan?

A PPO (Preferred Provider Organization) dental insurance plan gives you the flexibility to choose your dentist and receive care from both in-network and out-of-network providers. However, you'll save more when visiting in-network providers—like Modern Dental of Manhattan.

Q: Do you accept walk-ins with PPO dental insurance?

We recommend booking an appointment, but we do our best to accommodate walk-ins, especially for urgent dental needs. If you're using a PPO plan, we'll verify your benefits during your visit.

Q: Will I have to pay anything out-of-pocket with my PPO plan?

That depends on your plan. Most PPO dental insurance plans cover 100% of preventive care, but you may owe a copay or coinsurance for restorative procedures. We’ll explain all costs before treatment.

Q: Can I switch to Modern Dental of Manhattan if I already have a PPO plan?

Absolutely! If we’re in-network with your PPO provider (like Aetna, Cigna, MetLife, and others), switching is easy. Just provide your insurance info when booking and we’ll take care of the rest.

Q: How often does my dental insurance cover checkups?

Most PPO plans cover two cleanings and checkups per year. We’ll help you track your benefits and schedule accordingly so you never miss the care you're entitled to.



Book Your Appointment Today


Ready to use your PPO dental insurance at one of Manhattan’s top-rated dental clinics? Book your visit with Modern Dental of Manhattan today. Whether you prefer to schedule online or by phone, our staff is here to make the process smooth and stress-free.

Call us now or use our online form to book your appointment. Let Modern Dental of Manhattan help you achieve a healthier, brighter smile with the benefits you already have.